Are You Wasting Your Money?

I recently read a post on Dave Ramsey’s blog about ten things Americans waste money on – http://www.daveramsey.com/blog/10-things-americans-waste-money-on

Dave is right on, as usual, with his recommendation. What he is really saying is think before you spend your hard earned money.

We are inundated with the temptation to spend just a little here and a little there. It all adds up.

Here is my list of three things we waste money on – just in the food area.

1) Food we throw away

How many times have you put leftovers in your refrigerator just to throw them away when you can no longer remember when you put them in there? There are two solutions to this. Either get in the habit of examining your leftovers every day to see if you can serve them again – either for lunch or maybe in a new dish containing the food item – or freeze all leftovers the day you serve them. If you freeze small portions of vegetables in a container, you will soon have enough for a soup. For instance, I freeze small quantities of corn for use later in rice pilaf, save small bits of bread for bread crumbs, etc. Make sure you label each item well, use your creativity and you will no longer waste food.

2) Impulse Buying

Going to the store with a shopping list is always a good idea. Every store manager wants you to purchase more than what you have on your list. Most stores are arranged so that you can seldom go directly to the necessities. For instance, milk and bread are hardly ever at the front of a grocery store. You have to pass rows of other items first. Unless you find something that you will definitely use, is a bargain and you have a place to store it, stick to your list and resist impulse buying.

3) Emergency Trips to the Grocery Store

Queensland_State_Archives_1406_Eventide_Home_Sandgate_October_1949One of the reasons a grocery list is so important is that every pantry has essential items. For instance, if you make sure you always have flour, sugar, milk, bread and spices you normally use on hand, you will seldom have to make an emergency trip to the grocery store. That trip costs time and money and increases the temptation for impulse buying. Those who live a distance from the nearest grocery store train themselves to stock up when they go. You can train yourself to do that as well even if you live in town close to a store.

You are the one who decides whether you will spend your money wisely, save it for the “rainy day” (it seems to have been “raining” a lot lately!) or waste it.

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